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Many families in Florida must shift ownership of their assets when the time comes for moving to a nursing facility for whatever health reason. Medicare insurance does not cover nursing facility costs, which leaves Florida residents with only the options of private...
Medicaid is a healthcare assistance program for individuals and families with low incomes. Their eligible recipients include elderly and disabled populations. Retired seniors rely on Medicaid to pay for their nursing home fees. Medicaid has rules and restrictions as...
If you are a low-income individual in Florida, the state and federal government will fund your health care needs through Medicaid. There are a lot of factors that the government will look at when you apply for this program. Here are some rules of eligibility for...
With all of the challenges that the elderly already face, overpaying for their prescriptions shouldn't have to be one of them. When it comes to the point where a person is deciding between keeping up on their medication routine or paying for groceries, there's clearly...
In order to qualify for Medicaid benefits in Florida, you need to prove that you have little or no assets. But what if you do? There are several ways of spending down your assets to qualify. Pay off your debts The first and most obvious way to spend down your assets...
Florida residents should take the time to talk to an attorney about the Medicaid planning process. This process helps set you up for the best chance of success for getting approved for Medicaid coverage when you reach the age to apply. When prepping, you should...
After working and saving throughout your life, you may feel some reluctance to exhaust your funds on a few months of long-term care. However, as long as your nonexempt income and assets are above the limit, Medicaid will not cover your nursing home costs. According to...
For many families, thinking about long-term care is not high on their list of priorities. However, that doesn't make those choices any less important. It is often crucial for those who have a disability, no matter what their age may be, for their families to determine...
Many people assume that planning for medical expenses is reserved for only those who are elderly, but that is not the case. No matter the age, people with disabilities often have different medical needs than the general population. These needs can translate to higher...
Planning for the possibility of needing long-term medical care is something few do in Florida or across the country. Some postpone this planning because they simply don't want to deal with the task and its implications. Other do not believe they will need long-term...
